This information is not a complete description of benefits. Please view our website Privacy Policy for more information. All external sites will open in a new browser window. licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. Empire BlueCross Retiree Solutions and/or Empire BlueCross BlueShield Retiree Solutions is the trade name of Anthem Insurance Companies, Inc. Services provided by Empire HealthChoice HMO, Inc., Empire HealthChoice Assurance, Inc., and/or HealthPlus HP, LLC, Independent licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. IMPORTANT NOTICE - A CONSUMER’S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER The policy form numbers are: APLANAM(17)-NY BCBS APLANBM(17)-NY BCBS APLANFM(17)-NY BCBS APLANGM(17)-NY BCBS and APLANNM(17)-NY BCBS. Products offered are not connected with or endorsed by any division or agency of the state of New York, the United States government, or the Federal Medicare program. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy. The expected benefit ratio for this policy is 65%. This policy meets the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Department of Financial Services. Once enrolled into your Medicare Supplement insurance plan, your coverage is guaranteed for the life of the plan with only two exceptions/restrictions: nonpayment of premiums and material misrepresentation. Contact will be made by an insurance agent or insurance company. The purpose of this communication is the solicitation of insurance.

licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. Services provided by Empire HealthChoice HMO, Inc. Empire has retained the services of its related companies and the authorized agents/brokers/producers to provide administrative services and/or to make the HMO plan(s) available in this region. Empire is the risk-bearing entity licensed under applicable state law to offer the HMO plan(s) noted.

(Empire) is the legal entity that has contracted with the Centers for Medicare & Medicaid Services (CMS) to offer the HMO plan noted above or herein. Enrollment in Empire BlueCross BlueShield depends on contract renewal. Anthem Life Resources Anthem Life ResourcesĮmpire BlueCross BlueShield is an HMO plan with a Medicare contract.

Empire bcbs timely filing